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VAs are the new PAs

Tuesday, October 27, 2009

Original Article

LONDON TODAY
Liz Hoggard
26.10.09

Another is Martin the hedge fund manager, and there's Keith, the analyst. Their offices are in central London, yours is in your Surrey living room.

You're wearing jeans, they're wearing suits. At least, you think they might be. You've never met them.

This is the life of the virtual assistant. They are the real-life fem-bots, who run the lives of some 30 individual business people simultaneously from their own homes - on a paid-for-by-the-hour basis.

They will take a call from one client who needs a holiday booking while doing another person's filing at the same time.

They can draft letters, attend webinars, manage online diaries and keep in touch with several people at once (with no face-to-face contact) yet still seem as devoted as the old-fashioned "personal" assistant. Even booking doctor's appointments, finding nannies or sending reminders about a niece's birthday are no trouble.

"Clients don't really want to know that you're working for anyone else," says Sarah-Jane Adler, a VA who works through the virtual assistant service Buy:Time (www.buy-time.co.uk).

"They just want to be able to give you a piece of work or make a request and know it will be done. The beauty of it is that they only have to pay for the hours worked."

"One of my clients is a gynaecologist," says another VA, Justine Curtis, "and I've never ever met him. Everything takes place online or via email. I've only ever spoken to him once."

And so VAs have become the recession-friendly answer to the PA - exactly what the self-employed and small businesses need as the economy contracts again and full-time assistants prove too expensive.

They come with their own desk, laptop and iPhone and don't require annual salaries. And yet they work around the client's needs - either on a regular ongoing basis or for one-off half days or weeks.

Founder of Buy:Time Claire Brynteson first set up the business when, working in a blue-chip bank, she realised her own need for an assistant.

When the recession hit, she feared it might wipe away her market, but the past 18 months have been more profitable than ever.

"Most of our client base is working twice as hard as they used to. And more new businesses are starting than ever before, with a lot of people going it alone.

"He or she will be used to having the structure of PA support in a company, and now all of a sudden they are in a home office or working out of a members' club such as 1 Alfred Place, but still won't know how to get their BlackBerry synchronised or IT systems working."

For each client, a VA will have an individual work email address through which to communicate with a client's business contacts.

"I am their PA/assistant/whatever, giving the image of a larger business," says one VA discreetly. Some clients have virtual London receptions, giving VA's a London dialling code even if they are based outside the M25.

And, it's not just for the rich and highest-flying. These days many frazzled Londoners need to outsource work - from freelance journalists to entrepreneurs. When you hire a VA you get all the benefits of outsourcing.

No employer liabilities, tax and benefits issues - your VA is self-employed. Plus you can justify paying for extra help in terms of your own improved efficiency.

Brynteson charges £29 an hour, whether it's high-end work such as accountancy or mere typing. "OK, you're paying someone £29 to stand in a queue at the post office to send off your visa. But it makes sense - hopefully you can earn more than that in your own job," she says.

The clients are not the only ones who benefit. The flexible lifestyle of a VA makes it an attractive career move for former City workers. They can work from home on their own timetable, away from the nine to five.

Jacqueline Long runs her own VA business, Whatever Whenever (www.wwva.co.uk). She took voluntary redundancy from the City last year after 17 years working alongside high-profile executives at companies including Hiscox, Saatchi & Saatchi Advertising and the London Stock Exchange.

But actually she's loving her new autonomy. "My business has gone from strength to strength. My clients range from a business writer to a photographer to a hairdresser and an image consultant."

The funniest moment came when she was sourcing fancy dress outfits for a launch. "There I was trying out a SpongeBob SquarePants costume in my kitchen."

Of course there are challenges for the new super-temp. There are no colleagues to chat to over the printer. It's goodbye to the drunken office party.

"You can miss the interaction," says Curtis. "You don't see too many faces each day."

But you could argue there's a new equality. VAs don't really have bosses - they have customers. And you don't have the boring routine every day.

"One minute you might be at a business meeting or doing some research that is quite cerebral," says Brynteson.

"The next you're putting on a pair of jeans and going shopping or cleaning out a cellar or doing some photo albums or loading an iPod. It's never dull."

Little black suit vs jimjams and flip flops

Old-style PA
Wardrobe: little black suit, Jimmy Choos
Office environment: blue chip bank
Lunch: Coq d'Argent
Attitude: borderline hostile
Most likely to say: “Sorry, but I leave that to the temps”
Least likely to say: “Of course I'll cancel the hairdresser”

New-look VA
Wardrobe: pyjamas, flip-flops
Office environment: your own home or members' club such as 1 Alfred Place
Lunch: beans on toast
Attitude: flexible
Most likely to say: “I've just uploaded the annual report to your iPhone”
Least likely to say: “I'm leaving early with a hangover”

How To Increase Traffic To Your Website With A Virtual Assistant

Original Article:


Published on October 26, 2009

by Lawrence Perry

(OfficialWire)

LONDON, ENGLAND

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There is so much information available online on how important a company website is to a business. A website represents a company online. People usually check the company website when considering purchasing a product or availing of a service from a company. People who do not intend to buy may still stumble upon a company website and find interest in patronizing the products and services of the company. With hundreds of millions of internet users, you never know who might find your company website and buy from you. There are even lucky encounters on the internet wherein an influential person or someone important can change the course of your business just by stumbling upon your website. If you want your website to represent you well and to attract good traffic to help your business, there are certain tasks that you can do to help get more traffic to your site. You do not even have to do all these tasks yourself; you can hire a virtual assistant to help you.

Write articles promoting your website and your products. Article marketing can be a very cheap way to market your business. There are plenty of article directories that publish articles for free or for a small fee. They are very useful in getting the word about your business out there and also in spreading links to your website online. Getting links that direct traffic to your website is important in two ways: the more backlinks there are out there the more likely people will stumble on your website and the more backlinks out there you have, the better for your website’s search ranking. Search sites like Google and Yahoo use algorithms that compute the ranking of websites based on keywords used. Backlinks count in the computation of the search ranking. You can have a virtual assistant write articles for you as well as post the articles online.

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Although I specialize in Research Assistance, I have over many years of office experience - , I can help, whatever your business is.

Whether you need a website made or updated, presentation materials, logos, flyers or feature sheets, spreadsheets, or anything else that can be done over the internet, I can help you achieve the results you are looking for.

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Source:


What is a Virtual Assistant?

A Virtual Assistant is an independent contractor who provides professional quality administrative services (including word processing, data processing, business plans, marketing support, human resource support, research) and other specialized services (like web design, bookkeeping, real estate support) to businesses and individuals. Tasks or Projects are communicated to the virtual assistant via the internet, phone, fax or courier and sometimes for local clients onsite.

Who Uses Virtual Assistants?

  • Professional Speakers
  • Business or Personal Coaches
  • Authors
  • Small Businesses and Entrepreneurs
  • Real Estate Agents, Real Estate Brokers
  • Businesses who can't or don't want to hire a "full-time employee"
  • Businesses who have occasional projects needing a professional
  • People who want to have more time to concentrate on the parts of the business they enjoy.
  • Progressive Businesses who want to make smart choices. touch

What are the benefits of using a Virtual Assistant ?

  • You pay only for “time on task” or by project - there is no payroll expenses, no paid vacation time, no benefits, no bonuses etc..
  • Your VA will help you stay focused and on schedule - freeing up your time to concentrate on building your business
  • Your VA can handle your seasonal or periodic projects and is very convenient when your current staff gets overloaded or during holidays.
  • No need to purchase additional office equipment, furniture or computers.
  • You are not limited to the usual 9-5 hours— most virtual assistants keep very flexible schedules.
  • Your VA will work with no supervision -you can depend on having your tasks completed on time every time.
  • Your VA is available to handle a wide variety of tasks from web design to event planning.

Cervical Traction for Pain Relief of the Neck How a neck stretcher and other cervical supports can help your neck pain and stiff neck

Original article:

Are you not able to get comfortable at night because of neck pain or stiffness? At Arc4life we specialize in neck pain relief products including cervical traction systems, traction products and neck cushions.


What is Traction? Traction involves the application of a continuous force that elongates or stretches spine. This pulling force is used for treatment of musculoskeletal conditions. It may be applied to the arms, legs, neck, back or pelvis for treatment of fractures, dislocations, muscle spasms and other muscular disorders. Traction uses weights, counterweights and pulleys to provide a force that gradually stretches the spine to a normal position. Before doing traction, it is important to consult a doctor because certain factors such as age, weight and medical history make a difference.

What Studies have been done using traction?- Many scientific studies have shown the benefit of using traction for natural pain relief.
  • In 2006 Dr. Graham and other researchers carried out randomized controlled trials to assess whether mechanical traction, either alone or in combination with other treatments, improves pain, function/disability, patient satisfaction and global perceived effect in adults with mechanical neck disorders.10 trials were included in this review. Of the ten, it was noted that one study was of high quality. The review revealed low-quality trials for mechanical neck disorders, and demonstrated that it is beneficial to have intermittent traction specifically for pain reductions. Regarding continuous traction, the review indicated no significant difference for defined outcomes. (Graham, et al., 2006)
  • In 1999, Dr. Swezey and other researcheres studied 58 outpatients for the purpose of determining if home cervical traction was beneficial. It was noted that a brief, over-the-door home cervical traction modality provided symptomatic relief in 85% of the patients with mild to moderately severe neck pain.
  • In 2002 Dr.Constantoyannis and other researchers conducted a case series of four patients with neck pain who were treated with intermittent over-the-door cervical traction. It was noted that there was complete symptom resolution for each patient within three weeks


Home Cervical Traction Units Being able to treat you neck pain at home can make the healing process faster. Home Cervical Traction is a non invasive way that can give you long term pain relief. Home traction stretch sthe soft tissues of the neck and to separate the spinal joint structures in order to relieve neck pain. Constant traction results in tiring of the muscles, allowing the strain to rest on the joints. Traction results in a widening of the joint spaces, promoting pain relief because pressure is taken of the cervical nerves. There are few different types of traction that are available including a free weight and pulley system or a mechanical motorized device, often involving a head or chin sling to allow pull in a cephalad upward direction. Mechanical motorized devices are easily applied but require patient attendance and, therefore, are most often used in an outpatient clinic setting. These include the cervical posture pump 1000 and the Pronex pneumatic traction unit. You can acheive 20-50 pounds of pressure (PSI). Cervical traction may be used in a home setting as an alternative to or in addition to outpatient rehabilitation.

Doing Traction at Home Doing traction directly in your own home can help a patient to heal comfortably and continually. Proper instructions must always be followed when doing traction at home because this is a medical device. It should be applied in the position of maximal pain relief and should not result in discomfort or more pain. There are different home traction devices availabe today including traditional over-the-door devices (applied in a sitting position) and more advanced technologies (applied in a lying down position), such as the Cervical Posture Pump 1000 and Pronex® Pneumatic Traction Unit. With the traditional over-the-door traction device, one can get up to 20 pounds of pressure or less of traction. One must be careful with overhead traction is that it can put a lot of pressure on the TMJ (temporomandibular joint) and cause irritation and pain. It is important to do the traction for a specified amount of time and fit the head gear properly. The head halter fits under the chin. As force is transmitted through the chin strap to the teeth, the TMJ becomes a weight-bearing structure, which may potentially cause the joint to deteriorate.

Devices that are used in the home can allow greater traction force such as the Pronex Pneumatic cervical traction device. The Pronex is a patient-controlled, pneumatic traction device that is used in a supine (lying on your back) position. The neck traction device cradles a reclining patient’s head and neck between two soft foam cushions. The Pronex Cervical Traction Unit maintains the normal cervical lordosis, resulting in uniform traction posteriorly and anteriorly across the vertebral disc, in comparison to other devices, which occlude the anterior disc space for temporary relief posteriorly. This neck stretcher can be used to deliver a traction force that avoids TMJ force and allows patients control of their own comfort level. Furthermore, with this traction unit, you can easily induce a small amount of flexion (bringing your chin to the chest) for a greater pain relief. Finally, the Pronex comes in three different sizes allowing the patient to have the best fit possible. To learn more about the Pronex traction unit on Arc 4 Life.

Treatment Protocol For Traction Treatment plans will vary for home traction depending on your particular neck pain condition. For an acute pain episode treatment is usually short-term (less than eight weeks in duration) with treatments 2–3 times per week. Once this eight week time line has passed patients do one of two things:
  1. Some use the cervical traction unit at home on an as needed basis. When they have neck pain, they do home traction.
  2. Some patients use cervical traction reguarly 1-2 times per week just like they would do their regular exercise.
This is beneficial when one does not have the proper cervical curvature or a loss of cervical lordosis. This is often determined by a lateral cervical x-ray which shows the neck from the side. No curve or a "military neck" benefits from traction in thelong term. With traction patients will see pain relief, increase in cervical range of motion and return to activities of daily living. Typically, traction is used as part of an ongoing comprehensive rehabilitation treatment program to improve activities of daily living, range of motion and mobility, and overall function. It is important to have other therapy including ice, electrical muscle stimulation, and chiropractic for optimal pain relief. Arc 4 Life has written a comprehensive article on how to end neck pain by doing a cervical traction program at home.

Cervical Supports There are many cervical support cushions that one can use during the day for stretching of the neck and gentle traction. At Arc4life.com we offer the Soothe-A-Ciser neck support cushion. Patients can also use supportive products at night such as the cervical traction neck pillow - which provides gentle traction to the cervical spine while sleeping. Our neck pillows support your head and neck in their most natural, neutral position. A proper sleeping posture can give you relief from and help prevent nerve pressure and airway blockage (usually a major cause of snoring), and assist in recovery from whiplash (usually from a motor vehicle accident), and other neck injuries. These neck pillows are so comfortable, you may never sleep on a regular neck pillow again.

Mechanical traction for neck pain with or without radiculopathy

Orginal Post:

Graham N, Gross A, Goldsmith CH, Klaber Moffett J, Haines T, Burnie SJ, Peloso PMJ

Abstract

Background

Neck pain is a frequently reported complaint of the musculoskeletal system which can be disabling and costly to society. Mechanical traction is often used as an adjunct therapy in outpatient rehabilitation.

Objectives

To assess the effects of mechanical traction for neck disorders.

Search strategy

A research librarian searched computerized bibliographic databases without language restrictions up to March 2008 for randomized controlled trials (RCTs) from the medical, chiropractic, and allied health literature.

Selection criteria

The RCTs we selected examined adults with neck disorders who received mechanical traction alone or in combination with other treatments compared to a placebo or another treatment. Our outcomes of interest were pain, function, disability, global perceived effect, patient satisfaction, and quality of life measures.

Data collection and analysis

Two review authors with different backgrounds in medicine, physiotherapy, massage therapy and chiropractics independently conducted study selection, risk of bias assessment and data abstraction using pre-piloted forms. We resolved disagreement through consensus.

Main results

Of the seven selected RCTs (total participants = 958), only one (N = 100) had a low risk of bias. It found no statistically significant difference (SMD -0.16: 95%CI: -0.59 to 0.27) between continuous traction and placebo traction in reducing pain or improving function for chronic neck disorders with radicular symptoms. Our review found no evidence from RCTs with a low potential for bias that clearly supports or refutes the use of either continuous or intermittent traction for neck disorders.

Authors' conclusions

The current literature does not support or refute the efficacy or effectiveness of continuous or intermittent traction for pain reduction, improved function or global perceived effect when compared to placebo traction, tablet or heat or other conservative treatments in patients with chronic neck disorders. Large, well conducted RCTs are needed to first determine the efficacy of traction, then the effectiveness, for individuals with neck disorders with radicular symptoms.

Mechanical traction for neck pain with or without radiculopathy

Orginal Post:

The Cochrane Collaboration
Cochrane Reviews
Graham N, Gross A, Goldsmith CH, Klaber Moffett J, Haines T, Burnie SJ, Peloso PMJ


Abstract
Background

Neck pain is a frequently reported complaint of the musculoskeletal system which can be disabling and costly to society. Mechanical traction is often used as an adjunct therapy in outpatient rehabilitation.

Objectives
To assess the effects of mechanical traction for neck disorders.

Search strategy
A research librarian searched computerized bibliographic databases without language restrictions up to March 2008 for randomized controlled trials (RCTs) from the medical, chiropractic, and allied health literature.

Selection criteria
The RCTs we selected examined adults with neck disorders who received mechanical traction alone or in combination with other treatments compared to a placebo or another treatment. Our outcomes of interest were pain, function, disability, global perceived effect, patient satisfaction, and quality of life measures.

Data collection and analysis
Two review authors with different backgrounds in medicine, physiotherapy, massage therapy and chiropractics independently conducted study selection, risk of bias assessment and data abstraction using pre-piloted forms. We resolved disagreement through consensus.

Main results
Of the seven selected RCTs (total participants = 958), only one (N = 100) had a low risk of bias. It found no statistically significant difference (SMD -0.16: 95%CI: -0.59 to 0.27) between continuous traction and placebo traction in reducing pain or improving function for chronic neck disorders with radicular symptoms. Our review found no evidence from RCTs with a low potential for bias that clearly supports or refutes the use of either continuous or intermittent traction for neck disorders.

Authors' conclusions
The current literature does not support or refute the efficacy or effectiveness of continuous or intermittent traction for pain reduction, improved function or global perceived effect when compared to placebo traction, tablet or heat or other conservative treatments in patients with chronic neck disorders. Large, well conducted RCTs are needed to first determine the efficacy of traction, then the effectiveness, for individuals with neck disorders with radicular symptoms.

Cervical Traction Device On SALE - Neck Traction Device

How can ChiSoft Neck Traction Device Help your Neck?

The Neck Traction Device uses air which is slowly introduced by an inflation bulb into the neck collar. As a result, pressure in the neck is built up in a vertical direction to ease and stretch tight muscles and relieve joint pressure in the neck.

The intra-vertebral disc pressure is relieved by the elongating action of the neck traction device. A few minutes of treatment will produce amazing relief. Regular use of the Neck Traction Device helps to prevent neck problems by increasing blood supply to neck muscles.

Cervical Traction Device On SALE - Neck Traction Device

How can ChiSoft Neck Traction Device Help your Neck?

The Neck Traction Device uses air which is slowly introduced by an inflation bulb into the neck collar. As a result, pressure in the neck is built up in a vertical direction to ease and stretch tight muscles and relieve joint pressure in the neck.

The intra-vertebral disc pressure is relieved by the elongating action of the neck traction device. A few minutes of treatment will produce amazing relief. Regular use of the Neck Traction Device helps to prevent neck problems by increasing blood supply to neck muscles.

Chi Soft Neck Traction Can Reduce Doctor Visits




Neck traction is commonly utilized to help relieve muscle spasms in the neck and shoulders, and to help relieve the pain of pinched nerves in the neck. girijasintimates.com offers a cost effective way to relieve neck pain. An increasing number of neck pain sufferers are using the Chi Soft neck traction device to get relief.

Original Article:
1888PressRelease.com


Los Angeles-Long Beach, CA (1888PressRelease) October 29, 2008 - Proven neck pain relief at a reasonable price.

Chiactivate offers a cost effective solution to relieve neck pain. An increasing number of neck pain sufferers, physical therapists, and chiropractors are using the Chi Soft Neck Traction device to enhance their therapy programs.

“We have a lot of positive testimonials from physical therapists”, says Mark, product manager at Chiactivate. Nowadays, people are looking for a cost effective and convenient neck pain solution that can be used at home, work, or during travel so the neck traction device is a very ideal product. The device is easy to use; simply wrap the neck traction device around your neck and secure it with the Velcro strap. Squeeze the hand held pump to inflate the device and the neck traction begins.

For a lot of people, neck pain originates from stress and strain and can be treated non-surgically. The Chi Soft neck traction device can reduce neck pain by stretching the neck muscles and joints. In a lot of cases, the neck traction device is most effective when used in combination with a physical therapy program. You should always consult a medical professional before using the Chi Soft neck traction device.

To see this neck traction device, please visit http://www.ChiActivate.com

About ChiActivate.com
Chi Activate specializes in beauty and wellness products. ChiActivate.com was founded to provide the newest innovative products that aren't available in retail store stores.

What is a spinal traction

Source or original article: backandneck.about.com

Answer:

Traction is a modality (treatment activity) sometimes given by physical therapists, chiropractors and other spine specialists to their patients. The purpose of traction is to apply a force that draws two adjacent bones apart from each other in order to increase their shared joint space. Traction also stretches the soft tissue that surrounds the joint. Traction may be given manually, by means of a device or via positioning.

In the spine, the elongation provided by traction allows facet joints to slide, increases circulation and relieves pressure on the spinal cord, its blood vessels and nerve roots.

Traction is sometimes given to people with spinal stenosis, as it helps to make space around the compressed spinal cord. In any case, the improved circulation has an added, indirect benefit of decreasing chemicals in damaged tissues brought about by inflammation. The movement at the joints may also contribute to the decrease of nervous excitability, which is another source of pain.

Traction may be given continuously for up to 10 minutes at a time or intermittently for up to 15 minutes. When weights are used in providing the force, the practitioner will start light and, over time, move up to 15 pounds. This experience is meant to provide relaxation to the patient, rather than more tension.

Although many people can attest to the fact that traction on the spine feels good, a 2005 review of medical literature by the Cochrane Back Group found that, by itself, traction really isn't effective for lower back pain. After looking at 25 high-quality studies, which investigated a total of more than 1,000 traction patients, researchers concluded that if you are using traction as the only treatment, there's really no difference in results between it and placebo. For certain types of neck problems, though, the use of traction is alive and well in clinical settings, as a complement to other treatment measures.

Sources:
Kendall, F.P., McCreary, E., Provance, P.G, Muscles: Testing and Function with Posture and Pain. 4th Edition. Williams & Wilkins. 1993. Baltimore, MD.
Kinser, C., Colby, L.A., Therapeutic Exercise: Foundations and Techniques. 4th Edition. F.A. Davis Company. Philadelphia, PA. 2002.
Clarke, J.A., van Tulder, M.W., Blomberg, S.E.I., deVet, H.C.W., van der Heijden, G.J.M.G., Bronfort, G., Bouter, L.M., Traction for low-back pain with or without sciatica. The Cochrane Database of Systematic Reviews 2007, Issue 1. Art No: CD003010. DOI: 10.1002/14651858.CD003010.pub4.
Braddock E, Greenlee J, Hammer RE, Johnson SF, Martello MJ, O'Connell MR, Rinzler R, Snider M, Swanson MR, Tain L, Walsh G. Manual medicine guidelines for musculoskeletal injuries. California: Academy for Chiropractic Education; 2007 Apr

Christmas shopping complete early

Another good article:
source: Articles base

Waiting until the last minute to do your Christmas shopping can be just downright stressful. Additionally, it can make it incredibly hard to find the perfect gift for each person on your shopping list. Furthermore those who wait until the last minute to finish their Christmas shopping are often faced with the potential for a looming credit card debt for the start of the following year because they did the bulk of their Christmas shopping in December of the previous year. For all of the reasons above it makes a great deal of sense to get your Christmas shopping done early.

Those who complete their Christmas shopping early gain a great deal of benefits. First of all they do not have to deal with crowded shopping areas as hordes of other shoppers are also trying to complete their last minute Christmas shopping. Shoppers who complete their Christmas shopping early also have more time to relax and focus on other activities such as decorating, wrapping presents, baking cookies or just spending some quite time with family. Finally, those who complete their Christmas shopping early also gain financial benefits. They can take advantage of sales which occur year round if they spread out their shopping plus they do not have to worry about paying for all of their purchases at one time.

Now that you understand all the benefits of getting your Christmas Shopping done early, you may still wonder how you can achieve this goal. One way to do this is to think of Christmas shopping as a year long event. Sit down shortly after the Christmas season to make a list of each person you plan to purchase gifts for in the following Christmas season. You can also jot down a few gift ideas for each of these people as well. Creating a list at this time gives you a whole year to spend time searching for gifts for each member on your list. For example you may wish to purchase a particular CD for your sister. If it is a difficult CD to find, you have plenty of time to begin tracking down this time. If it is a CD that is easy to find, you can plan on waiting until it goes on sale and may find you are able to save quite a bit of money by doing this.

If you plan on getting your Christmas shopping done early by shopping year round for friends or relatives, you should always keep your shopping list handy. Your wallet is a good place to keep it so it is always available when you are out shopping. Not only should you always carry your list with you but you should keep it up to date. As you purchase a gift for each person on your list, cross off their name and write down the actual gift you selected if it was different from the gift idea you had written down originally. This important because it will help to prevent you from purchasing multiple gifts for those on your list because you forgot you had already purchased their gift.

While getting your Christmas shopping done early does have some distinct advantages, there are also pitfalls to this type of shopping. Those who do their shopping throughout the year are often not as budget conscious as those who shop at the last minute. This is because those who shop at the last minute understand the bills for all of their Christmas gifts will be arriving at approximately the same time. However, those who shop early often lose track of how much they are spending on Christmas gifts because the bills blend in with regular monthly expenses. To avoid this problem, those who plan to shop throughout the year should set a budget for Christmas presents. They should determine ahead of time how much they wish to spend on each person on their list and should try not to exceed this amount.

Avoid the Christmas Budgeting Blues!

Some of the best gifts you can purchase and avoid paying thousands of dollars are here!

ChiSoft II Neck Traction with Magnet

ChiSoft II Neck Traction with Magnet

$80.00 More Info

ChiSoft Neck Traction Pro II

ChiSoft Neck Traction Pro II

$110.00 More Info


Read this article from Living better life

Living a Better Life
(featured column... from the editor's desk)

Photo Copyright by BetterBudgeting.com

Avoid the Christmas Budgeting Blues!
by Michelle Jones

Are you just now getting your Christmas bills paid off, from last December? Try this shopping tip instead and ease those gift purchases into your budget painlessly! More...

If you're like most people, it probably takes you several months to get your bills paid off after the joyous Christmas season. Try this shopping tip instead and ease those gift purchases into your budget painlessly... don't wait until December to do your Christmas shopping, collect those special gifts all during the year!

"You've finished Christmas shopping, in October!" Well yes, I'm proud to say, I did that last year for the first time in my life. It wasn't easy, but the shocked look on people's faces when I told them I'd finished my Christmas shopping so early made it even more glorious. Especially, when I'm usually the one being shocked by someone else bragging about his or her own such accomplishment. Maybe that's why I did it; I just wanted to see if I could. It's not like I have a small shopping list either, we have a large extended family, and add to that, my own 4 children.

You're probably wondering how I got it all done so early, or maybe you've already decided I'm one of those crazy, completely over-organized women who get everything done ahead of schedule. Well let me assure you, that is not the case, at least not the crazy part.

I had a great reason for getting my shopping finished early, besides just seeing if I could do it. I wanted to be able to enjoy the holidays with my family just a little bit more. Three of our children are in school now, and we're busier than ever. The holidays tend to be so stressful for me, preparing for company or taking a trip to see relatives. The school programs, church programs, picking out Christmas cards (which can take me several shopping trips just to find the right ones), hand addressing the cards (I try to send them out 2 weeks early), trying to put together a family newsletter and photos of the kids (to enclose inside the cards), planning menus and grocery lists, office parties, school parties, etc… I'm getting exhausted just thinking about all of it.

With all the preparations for Christmas, not to mention Thanksgiving just 4 ½ weeks prior to that, how in the world do we manage to choose wonderful, meaningful, gifts for our loved ones? Maybe this is only a problem for me, being a busy mom of 4, but I think most people can still benefit from my plan. It's never too late to get started, but I do recommend starting in January if you can. As the months go by, keep a list of who you've found that perfect gift for and who's is still yet to be found.

This is especially great for people who love to shop anyway, but really don't have the extra money to buy anything. Because shopping for those special Christmas presents doesn't count, you can actually save money by purchasing your gifts early. You can often find these wonderful gifts on sale, and I highly recommend doing so. For a true frugal shopper, nothing is worse than paying full price for something, only to see it go on sale a month later. I try my best to avoid this spending nightmare, and for the most part, I do pretty well.

Sometimes, once I decide what the perfect gift for someone is, I will postpone the purchase if I suspect a future sale. However, there are those "hopefully perfect" gifts that are not on sale, and may never go on sale. As well as those *one of a kind* items, that if you pass up for another day, might be gone forever. Sometimes you just have to go ahead and make that purchase, if it's within your budget for the month. And this brings to light another reason for shopping so early... by purchasing just a few gifts at a time, we've paid for them a little each month (interest free), instead of all at once!

I hope this shopping tip has been helpful, though giving gifts is not what Christmas is all about, it is a very special part of our tradition. It's wonderful to give those special gifts that you've put some time and thought into. I wish you a wonderful Christmas shopping season (all year long), and may all your gifts be well received!

* * *

Copyright © 2001 by Michelle Jones. All rights reserved.

Author of...

Dealing with Debt, Frugal Family Recipes Cookbook,

The Better Budgeting Class: A 5-Week Course, and

101 Coupon Tips... To Help You Save More at the Store!

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Planning for early Christmas shopping

source: Buzzle.com

If you are one of those people who gets their Christmas shopping done early every year, you probably find yourself getting a great deal of mean looks from others around the holiday season. This is especially true if you make a habit of letting others know you have already finished your Christmas shopping. This happens because the vast majority of people do not get their Christmas shopping done early and may be envious of those who manage to finish their shopping early. The fact that most Christmas shoppers wait until the last minute is evident by the crowds who flock to malls and shopping centers in the final days before Christmas.

For those of you who appreciate the advantages of getting ready for your early Christmas shopping, I am certain that you have developed your own means of planning and accomplishing for your Christmas celebration. Meanwhile, for the rest of you who belong to the last minute shoppers group in organizing the Christmas shopping, you will be provided with some tips on early Christmas shopping for this year.

Planning for the Christmas shopping for the following year right after the Christmas this year is an excellent strategy that you can attempt to allow you to start and finish your Christmas shopping early. These methods have been adopted by many with extra disposable income. The pros about shopping few days just after the Christmas are twofold: Firstly, shopping right after Christmas can be enjoyable in the Christmas atmosphere. While the shops and shopping malls and centers may still be very crowded on these days, nevertheless, you can slow down your pace to enjoy the shopping in a more relaxed manner. Secondly, with grand sales still going on, you are in it for shopping big times and very likely, a great saving for your shopping.

The next big thing about getting your Christmas shopping done earlier is through purchasing online at the comfort of your home. Imagine that you can make purchases for the variety of goods and gifts online ranging from toys, fruits, wine, gift baskets, flowers and so forth at a click of your finger and the gifts will be wrapped brilliantly and delivered according to your instruction. The convenience of shopping online removes you of the need to worry over the wrapping process or long queue wait at post offices at some reasonable charges for the service. Therefore, if you like the idea of online Christmas shopping, remember to commit yourself to perform your purchases early in order to avoid disappointment due to short of stock or late shipment.

Think about the following alternative of planning for an early Christmas shopping: Whenever you are shopping for a gift for a family member, friends or relatives for his or her upcoming birthday, you can only search for an extra gift for that person in the same trip. The idea behind this alternative is to make you to get your Christmas shopping done early by giving away one gift for the intended recipient on his or her birthday while reserving another gift for the Christmas season. Although this plan is fairly straightforward and simple, this plan has been proven effective and well-received by most early shoppers who do not find themselves rushing for the last minute shopping; yet, finding the best gift for each person on their name lists. Nevertheless, you should also remember to plan early for the late December birthdays shopping to be done in November or even earlier in order to beat the crowd at the shopping centers and malls. You will be surprised to find that before the Christmas fall, you have an accumulation of Christmas gifts for your loved ones.
By Beth Kaminski
Published: 3/18/2007

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